Navigate life's financial challenges with ease. Ovadraft provides accessible, flexible credit solutions to manage medical and utility expenses when you need it most. Experience financial relief with our tiered prepaid card system designed with your needs in mind.
Our platform is designed to provide you with the financial tools you need to manage unexpected medical and utility expenses without stress.
Ovadraft makes accessing financial relief simple and straightforward. Start by choosing from our tiered prepaid card options Gold, Ruby, or Platinum tailored to your needs. Once approved, instantly access your credit limit to cover urgent medical and utility expenses.
The service uses a tiered card system Gold, Ruby, and Platinum providing users with flexible borrowing limits based on their financial needs. Each tier offers a tailored solution, ensuring immediate relief during financial challenges, with a clear and straightforward repayment process.
This cad is designed specifically for individuals who need quick financial assistance to cover medical bills.
Covering more substantial expenses such as emergency medical treatments or significant utility bills.
Catering to comprehensive medical care or extensive household needs, providing the highest credit limit for substantial financial support.
We are on a mission to expand our community and deepen our impact. By December 2025, we aim to reach a milestone of 260,000 subscribers, enhancing our ability to provide flexible and accessible financial solutions to more individuals across Nigeria.
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Join us as we strive to empower more people to manage their medical and utility expenses with ease and confidence.
Join Us TodayUnlock financial freedom with Ovadraft. Our tiered prepaid card system Gold, Ruby, and Platinum provides flexible credit solutions for urgent medical and utility expenses. Enjoy immediate relief without the stress of upfront payments and a simple repayment process. Choose Ovadraft for a seamless financial experience.
With an easy application process and instant card access, Ovadraft provides users with immediate credit solutions without the bureaucracy associated with traditional loans.
Borrowers benefit from a 0% interest rate if they repay within 24 hours, with only a minimal transaction fee to be paid. This makes Ovadraft one of the most affordable short-term borrowing options in Nigeria.
By restricting the use of the card to medical and utility expenses, Ovadraft ensures that the credit is used for necessary, life-critical needs, avoiding unnecessary spending or misuse of funds.
Discover the profound impact Ovadraft has had on the lives of our users. Our testimonials showcase real stories from individuals who have turned to Ovadraft in times of need.
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When my daughter needed emergency dental surgery, the costs were overwhelming. Thanks to the Ovadraft Gold Card, I could cover the bills immediately without disrupting our family's finances.
From
The Platinum Card from Ovadraft was a game-changer during my maternity leave when the bills piled up. Being able to manage utility and medical expenses without the upfront stress was incredible.
From
Dealing with unexpected medical expenses became manageable because of My Ovadraft card.
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